The Social Payment App

Group spending,
without the drama.

The shared pot for mates who don't want to chase each other for money. Pre-fund it, spend from it, see everything. No more "you owe me" conversations.

£3.3bn UK group-spend opportunity, bottom-up
750k regular weekly five-a-side players in the UK
3 wipz types: recurring, ad-hoc, savings goal
Choose a group type

Three wipz payment groups

Every wipz payment group carries a stated purpose, agreed rules, and a full activity log, so nothing leaves the pot quietly.

Friends playing five-a-side football on an astroturf pitch
Recurring

Weekly five-a-side subs

  • Set a fixed day and time everyone can see
  • RSVP-gated: only pay when you're in
  • Automatic weekly reminders
  • Pay by card, Apple Pay, Google Pay, PayPal or bank transfer
  • Spend from the group's virtual card
Friends gathered around a table at an evening dinner party Ad-hoc

"Shall we wipz £100?"

  • Anyone proposes an amount
  • Optional event date, so everyone knows when
  • Watch the pot fill live
  • Pay by card, Apple Pay, Google Pay, PayPal or bank transfer
  • Spend from the group's virtual card
Silhouette of friends celebrating on a mountain summit at sunset
Savings goal

Group holiday fund

  • Set a target amount and a holiday date range
  • Set up a monthly instalment plan, or pay in as you go
  • Funds locked until the group agrees
  • Pay by card, Apple Pay, Google Pay, PayPal, bank transfer or Bacs Direct Debit
  • Spend from the group's virtual card
No more scattered group chats

Everything happens in Wipz

Friends, RSVPs, and reminders live right next to the money, so nothing gets lost in a WhatsApp thread you've long since muted.

1

Add friends by email, or straight from your contacts.

2

RSVP to any wipz pot: weekly, one-off, or a group holiday.

3

Message a friend directly, or the whole group at once.

4

Nudge anyone who hasn't paid, right from their name.

Getting money in and out

However you like to pay

Every wipz pot takes the payment methods you already use, and lets the group spend straight from the pot when it's time.

Paying by phone using contactless payment

Pay in, your way

Apple Pay, Google Pay, debit or credit card, PayPal, bank transfer, Pay by Bank, or Bacs Direct Debit for monthly instalments. Whatever's already on your phone works, so there are no new account numbers to remember.

Apple Pay Google Pay Card PayPal Bank transfer Pay by Bank Direct Debit

Spend straight from the pot

Once everyone's paid in, an organiser can issue a wipz virtual card: tap to spend at the pitch, the restaurant, or online, with every transaction logged straight back to the group automatically.

How it works

From "who owes what" to sorted, in four taps

1

Create a wipz pot, set its type, purpose, and rules.

2

Invite your group from your phone contacts, by link, or straight to their phone.

3

Everyone pays in, the pot fills live for the whole group to see.

4

Spend transparently: every withdrawal is logged, reasoned, and visible.

Early access

Be first to wipz

We're building Wipz right now. Leave your email and we'll let you know the moment it's ready.